Posts by kevinn
It’s Time to Choose How You Live with AARP
Life insurance could help provide for you and your family during hard and unexpected times. Many Americans are under the impression that life insurance only covers some costs when a family member passes away, but with AARP, there is so much more than initially meets the eye. An AARP membership not only gives an advocate…
Read MoreTips and Tricks for Fixed Incomes Over 50
To live on a fixed income, you must keep track of your spending habits to ensure that you don’t run out of money before your next check arrives. It’s always best to write down your fixed essential expenses, such as rent, mortgage, and car payments, and then write down your variable essential expenses, such as…
Read MoreHow to Save When you Retire
In addition to the money put away for retirement, there are various ways you can save money for your retirement. There’s still time to give your savings a good boost before you retire. In this article, we’ll discuss the best ways to save money during or right before retirement. Sell One of your Cars The…
Read MoreMortgage Tips for Financial Stability
Is there a best time to refinance your mortgage? It can be hard to know what is financially right for you. However, it is always better to be prepared for such an important decision that can significantly impact your financial future. Here is what you need to know: Interest Rates are Historically Low Interest rates…
Read MoreTips on Refinancing for Retirees
There’s no age limit when it comes to getting or refinancing a mortgage. Seniors have every right to fair and equal treatment from lenders. In this article, we’ll look at how you can take advantage of low-interest rates and refinance your mortgage loan to possibly save hundreds of dollars a month. Compare and Shop Around…
Read MoreHome Modifications to Help Comfortable Living
As adults age, their homes also grow older. Most homes, however, are not updated to accommodate aging needs. Home adaptation or modification can provide safe living so older occupants may continue to comfortably live in their own home. Add Accessible Door Handles Levers are usually easier to grip than round doorknobs, and they don’t require…
Read MoreTips & Facts Everyone Nearing Medicare Should Know
One of the most common questions is, “Is Medicare free?”, and one of the many misconceptions is that after paying into Medicare through payroll withholdings at work for many years, some people approach their eligibility age of 65 with a misconception that their coverage will be free. In this article, we’ll walk you through the…
Read MoreYour Credit Score: How Much Has It Changed?
CFPB study reveals impact of one change to credit reporting It may be just a simple three-digit number, but your credit score plays a significant role in determining the interest rate you pay for credit cards, loans, and mortgages. Credit scoring agencies, such as FICO, use information from credit reports to rank consumers by a…
Read More10 Tips When Choosing Your Medicare Plan
From October 15th to December 7th each year, you get the opportunity to plan for your healthcare needs for the upcoming year. Although it’s not quite as exciting as making New Year’s resolutions or enjoying a winter holiday, the annual Medicare open enrollment period is something to look forward to. Changing plans may bring up…
Read MoreAvoid These 10 Life Insurance Mistakes
Life Insurance is a Financial Lifesaver… Except When It Isn’t Obtaining life insurance can help provide your family with financial security during tough and sometimes unexpected times. Life insurance not only provides funds when a provider within a family passes but also when a stay-at-home parent has an unfortunate demise to make the remaining financial…
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